The Ultimate Guide to Robinson Way

Robinson Way debt collection company has returned to the streets with threatening letters, making phone calls, and knocking on homes. You may not know what to do or how to handle them. In that case, we have collected free impartial debt advice for you whether you owe them an outstanding debt or not. Read this quick guide to find out what to do if you’ve been told you owe money and want to get out of debt!

Who are Robinson Way

Robinson Way Limited is a debt acquisition firm and debt collection agency established in the United Kingdom. They recover unpaid debts on behalf of their clients, and they buy debts owed to businesses so that they can pursue the debtors and pocket the proceeds. If you can’t afford to pay the loan off in full, they may give you a repayment plan. This debt collector is now referred to as Hoist Finance.

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Robinson Way has the right to pursue any debts owed to Tesco, NatWest, eBay, PayPal, and other well-known banks and financing firms. The Consumer Credit Act of 1974, as revised in 2006, governs these finance companies, and they must provide customers with inexpensive credit. You might be entitled to a refund if they did not legally give you credit. They may pursue these businesses’ debts or purchase their debts cheap to recover the money and make a significant profit.

How do I get in contact with Robinson Way?

Unless one of their employees has told you otherwise, the Robinson Way head office is located at Quays Reach, Carolina Way. If you want to send them a mail concerning the debt on your account, this is the address to use.

  • Company Name: Robinson Way Limited
  • Alternative Names: Robinson Way & Co, Hoist Finance UK
  • Company Address: Robinson Way Limited, Carolina Way, Quays Reach, Salford, Manchester, M50 2ZY
  • Phone: 0800 121 6902
  • Website: www.robway.co.uk 
  • Email: [email protected]
  • Schedule: Monday – Friday: 8:00 am – 8:30 pm; Saturday: 9:00 am – 4:00 pm

Are they a legitimate company?

Robinson Way is a legit debt collection agency that the Financial Conduct Authority regulates for situations governed by debt-collection regulations. They must follow all debt collecting laws in the United Kingdom. If you receive a genuine Robinson Way letter, you must act and not dismiss what it says.

Robinson Way Ltd is an appointed representative of Hoist Finance UK Ltd, approved and regulated by the Financial Conduct Authority under registration account number 752280 for debt collection matters. The Swedish Financial Supervisory Authority has granted this parent business a license and regulates it.

Why is Robinson Way Contacting Me?

If you receive a letter from Robinson Way Debt Collectors, they’re likely asking for payment for a debt you owe or threatening legal action. But how can you owe money to a company you’ve never heard of?

If Robinson Way purchased your debt from a bank or loan firm, you owe the money to them immediately. Don’t be fooled into thinking it’s a hoax; you might owe Robinson Way money.

What Are My Next Steps?

Unless the debt is statute-barred, a debt collection agency has the right to take you to court if they don’t receive full payment or can’t persuade you to agree on a repayment plan. If they can show that you owe them money, the judge will issue a County Court Judgement (CCJ) demanding payment.

If you do not pay after receiving a CCJ, Robinson Way Debt Collectors can return court and petition the judge to allow bailiffs to be used. It is preferable to avoid going to court, and there are numerous ways to accomplish it.

There’s still the possibility that Robinson Way Debt Collectors made a mistake. Since that is the last known address of the actual debtor, the debt collection firm may send letters to addresses rather than people. As a result, you received the letter rather than the individual who owes the money.

However, you can combat these errors by writing a letter proving you owe the bill. Even if you are aware that you owe the obligation, you should request proof of it. This is because debt cannot be enforced unless you can prove you owe the money. Even if they do eventually prove that the debt is yours, you will have gained some time to think.

You can readily request a proof by submitting a debt letter. Fill in your information but do not sign the letter because other people could use your signature to falsify evidence that you owe the amount. Also, maintain a copy of this letter if they ignore you and pursue legal action against you. You may be able to persuade a judge that you requested proof and were disregarded, allowing you to avoid prosecution.

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Do I Qualify?

If they can confirm that the debt is yours, they’ve made it quite simple to make a payment to your account. You have several options for making a payment. The best course of action is to go to their website. They provide you with two choices:

  • Make a one-time payment, either with a debit or credit card.
  • Set up an account repayment plan, recurring payment from your bank account, such as weekly or monthly, that will allow you to pay off your debt over time.

You can also log into your account to check the status and balance of your debt. To do so, you’ll need your reference number/file number, which can usually be located on any letters you received from them.

It could be more convenient to work up a repayment plan with Robinson Way directly. However, there are a variety of options for getting out of debt, including:

  • Plan for Debt Management
  • Order of Debt Relief
  • Individually Signed Agreement
  • Deed of Trust
  • Offer of a Settlement
  • Bankruptcy

Your unique circumstances will determine the best alternative for you and whether or not you have additional debts. Some of the following options are available for a monthly charge from insolvency practitioners and debt management companies.

What Can Robinson Way?

Robinson Way can

If you ignore debt collectors, they can take you to county court and ask a judge to issue a CCJ, which legally requires you to pay the bill or establish payment arrangements. You will receive a letter before the court date informing you that the case is going to court and when you must appear.

If Robinson Way wins the court battle and you’re informed you’ll have to pay through a CCJ, you should make arrangements to pay right away. Robinson Way has the right to use bailiffs if you ignore the court’s request. These individuals will visit your home and take stuff to be auctioned to pay off the debt.

Robinson Way cannot

Robinson Way cannot do the following during debt recovery:

  • Aggression
  • Harassment
  • Privacy breaches
  • Lies
  • Empty threats

If Robinson Way debt collectors have done any of the above, you can contact the Financial Ombudsman Service to file a complaint.

List of Debt Collection Agencies UK

Here is a list of all the debt collectors in the UK.