The Ultimate Guide to Bluestone Credit Management

Being hassled by a debt collection company can be incredibly irritating, especially when you have never heard of the company that is demanding your money.

If you have been contacted by Bluestone Credit Management and you are unsure of what to do now, continue reading this ultimate guide to be completely confident in your reactions and responses to Bluestone.

Speaking to one of our professional advisors can help you to write off up to 85% of your debt!

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Who is Bluestone Credit Management?

It’s incredibly important to know who you are talking to and contacted by, especially when your money has been requested.

This Sheffield-based debt collection company first began in 1971, proving they have had plenty of experience.

This company specialises in commercial debts, personal loans, outstanding tax payments, shortfall accounts, and utility payments.

If you have been contacted by Bluestone, chances are, you have an unpaid debt that has been given to them. Now it is up to them to retrieve your money.

Is Bluestone a legitimate company, regulated and authorised in the UK?

Yep! No need to stress, Bluestone is completely legitimate.

Check out some of their great credentials:

  • Registered under Companies House with number 01028803
  • Regulated by the Financial Conduct Authority with number 716347

What rights do I have?

It’s incredibly important to know what rights you have when you have been informed that you owe money. Owing money is scary enough, but being unsure of what is and isn’t okay can be worse.

What is Bluestone NOT allowed to do?

  • Bluestone cannot pretend to have legal powers they do not have
  • They can not use technical jargon to confuse and manipulate you
  • They cannot physically harass or abuse you
  • They cannot speak to anyone else about your debt without your consent
  • Without employing bailiffs, they cannot force entry to your home and seize any goods.
  • They cannot pretend to be bailiffs.

If you believe that Bluestone Credit Managements have betrayed any of your rights, you can contact the Financial Ombudsman to complain and possibly gain some compensation.

What is Bluestone allowed to do?

  • They can visit you in person
  • Contact you via phone, email, or letters
  • They can add on extra fees or charges.

Understanding your situation

You might be utterly confused as to why you have been told you owe money.

Firstly, you should get in touch with Bluestone to ensure that you actually do owe the money. You can do this by asking for a proof letter.

Proof letters are a necessity as they can make you aware of the debt and see if it is truly yours. Sometimes, debt collection companies will not send a letter of proof on request, in this case, you would not have to spend any money at all.

You should keep all your letters as proof in case you decide to not pay and are taken to court because of this.

Payments and solutions

To arrange your payment, you can either pay in full or come up with a repayment plan with Bluestone.

Contacting Bluestone and explaining your situation can be beneficial as they will attempt to help you with your repayment method, such as a plan with monthly installments.

Solutions

Some of the various ways you can pay off your debt with Bluestone include:

  • IVA’s
  • Debt Consolidation Loan
  • Bankruptcy
  • Repayment plans with monthly paying
  • Potential to write off your debt

Contact

To repay your debt, you should contact Bluestone to inform them and discuss your way of returning payment.

  • Phone 0114 212 8644
  • Email [email protected]
  • Address Bluestone Credit Management, Westfield House, 60 Charter Row, Sheffield, S1 3FZ

List of Debt Collection Agencies UK

Here is a list of all the debt collectors in the UK.

Debt Collectors

Before speaking and dealing with a debt recovery company we strongly advise you speak to the debt advisor and take the debt quiz.

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