The Ultimate Guide to EOS Solutions Debt Collectors

Debt can be one of the biggest stresses many adults face in their lifetime, it can cause unwanted sleepless nights with negative effects on your mental and physical health. As well as this, bad credit caused by debt can affect your purchasing ability in the future.

EOS Solutions UK do not think it has to be this way. They understand that debt is stressful for both the debtors and the creditors. Waiting for payments can cause cash flow issues and put people and businesses under pressure.

This guide encompasses all you need to know about your debt and EOS Solutions UK. Take a look at what EOS Solutions UK can do and how they can help you get the money you are owed while finding a reasonable solution for your debtors.

EOS Solutions UK aim to make repayment as easy as possible for debtors while creditors receive the money they are owed.

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Who are EOS Solutions UK PLC?

EOS Solutions UK are a debt solutions company that aim to help people and businesses receive the money they are owed. EOS Solutions UK aim to increase the cash flow, retain customers while getting you your payment.

Understanding that customer retention is critical for the success of your business. They deal sensitively to find a solution that is achievable for your debtors and you.

With years of experience, they are able to create and provide a solution for everyone involved with as little participation from you as you want.

To find the right solution for whatever your financial issue, EOS Solutions UK have the latest technology and brains in the field. Combined with emotional intelligence, they try to make debt resolution as smooth sailing as possible.

Whatever help you need they would love to hear from you. Aiming to save you time, money and customers.

How to contact EOS Solutions UK

So now you know what they do, why wait? EOS Solutions UK have some of the best brains in the industry and are here to help you retrieve what you are owed. Whether you just need advice at this stage or need to collect a payment or debt, they are ready.

To reach us they have made it easy, start the ball rolling today by giving them a call on their helpline, or you can look up their website for information and send them a message through their website. You can take an online debt test and with ESO solutions UK and find the best solution that way too.

Are EOS Solutions a legitimate, registered company?

Yes! Registered and regulated in the UK they have been operating as EOS Solutions UK since 2006 with years of experience in debt solutions. EOS Solutions UK PLC are a subsidiary of a larger parent company based in Hamburg, Germany operating since 1972.

Would you trust just anyone to handle getting your money back? We understand that there are a lot of debt collection services out there, however, EOS Solutions legitimate and versed in financial management and therefore are very quipped to help you.

What do EOS Solutions do?

EOS Solutions UK perform a range of services from the collection of money to helping with payment plans for both debtors and creditors. They provide help and solutions within debt purchase, debt collection, international debt recovery, professional arrears management and recovery. They help with making contact with your debtors and provide advice to both parties.

EOS Solutions UK also purchase debt. This for example happens when your creditors need the money quickly and a claim is taking a long time. They will buy your debt and you receive the money owed to you while EOS Solutions UK try to chase the debt instead. This benefits the creditor with instant cash flow, helps with your balance sheets and ultimately boosts credit and of course peace of mind the freedom of unpaid debts!

EOS Solutions UK are also experienced in international debt recovery. Although based in the UK, because they belong to a bigger group with sister companies in other countries it is within their power to retrieve debt abroad.

They do this using several techniques and tricks. They achieve this by allocating an EOS representative in your home country who will understand your language and your reasons for contacting. With partners in over 180 countries, we have a world of expertise in taking charge of debt collection overseas.

We understand that international debt collection seems like a mind field with the different languages and legal systems involved. However, EOS Solutions UK would make the process not just possible but stress-free.

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The debt collection process

Using EOS Solutions UK services means you pass on the responsibility for debt collection to them. EOS saves you time, energy and ultimately the stress of trying to collect the money you are owed. The debt collection process starts when you contacting for advice and you feel happy to move forward with a claim.

The next stage is where EOS Solutions come in. We will make contact your non-paying customers weather that be B2B (business to business) or B2C (business to customer). Whether it’s an individual customer who owes you money or a business they have experience in dealing with both types of customer.

They reach your debtors through all channels while using professionalism and tact at all times to help you maintain a positive relationship with your customers.

Legal action is a last resort in the debt collection process. Markets are competitive and customer retention is priority. EOS Solutions UK aim to help your business flourish while not being put under financial strain from owed credit. This means also not creating a bad relationships with your debtors while claiming back what you are owed.

Understand how debt collectors work

The key to amicable debt collection and is first to understand how debt collection works. With a bad reputation in the minds of many, they want to steer away from the traditional stereotypes of debt collectors.

If you have a payment that has not been met by someone but aren’t experienced enough to go about retrieving these debts then it is best to use a service like EOS Solutions UK. They act as a middle man between you and your debtor, debt collectors take a small cut of your owed debt in return for retrieving your money quickly, fairly and without damage to your reputation.

If a company does not think it will receive payment from debtors in the timeframe they want, they can sell the debt to a debt buyer. Debt buying companies work in the same way as debt collectors, the only difference being is the debt then belongs to the ‘middle man’ company and no longer to the creditor. It is very common for debt collectors and debt buying to be done by the same company.

Why are you being contacted by EOS Solutions?

If you are being contacted by EOS Solutions Uk, you are likely in debt to someone. We may reach you via phone, email but we always use non-invasive measures to reach debtors.

You may not have kept up-to-date with payment, as we all know that can happen! You maybe didn’t even know that you owed anything and therefore it might come as a surprise when you receive a letter from us.

What to do if EOS Solutions UK PLC contact you

If you are contacted by EOS Solutions UK it means one of their clients has asked us to make contact with you. They do have the authority to chase you for this debt albeit they have the correct details of the debt in question.

The name of the requesting creditor will appear in the letter you will receive. You must make contact back as ignoring the problem could lead to bigger problems, however, you should also be aware that you have the authority to dispute it if you think you don’t owe the requested debt. Readily available debt advice from a debt advisor can help clarify any issues you may have.

If you would like more information or think you have been falsely contacted with incorrect information you are able to ask for more evidence. Eos Solutions UK are required and will give you time to find out the best debt management option. EOS Solutions UK will give you advice or you can gain advice from an outside debt advisor. However, if you do not reply or tell them what you are doing in regards to the debt they cannot help you.

Ignoring debts may not be the best option as ignored debts won’t go away and they will only be made worse the longer you leave them, setting up a payment plan is always the best way to move forward if you owe the debts requested. Unfortunately and the least wanted option for both parties is legal action that may occur if you ignore the debt.

If you can afford to pay

Okay, so you have acknowledged the debt is yours and you can afford and are willing to pay it. You should do this as quickly as possible as the quicker you clear your debt the closer you are to financial freedom and many find they can relax. The quicker you make repayments, the quicker letters and phone calls will stop.

You should always make sure that there is proof of the debt you owe to avoid paying any unnecessary debt. EOS Solutions UK have to provide clear evidence that you owe the money.

If you can’t afford to pay

If you have checked that you are liable to pay the debt but you can’t afford to luckily you have several options. EOS Solutions UK are keen to help you with the collection of debt and the repayments to creditors.

If you can’t afford to clear your debts at once then the best thing to do is to make a payment plan. Agreeing on a payment plan is the best solution towards a debt-free future. EOS Solutions UK will potentially have access to your e-mail, phone number, address and name as the original creditor will have provided this.

EOS Solutions UK will be able to come up with a payment plan over a fair period that suits you. It is important to remember that payment plans need to be realistic with how much you owe and how much you can afford to pay back.

With their free advice, they will make you a payment plan that lets you pay off the debt in a non-lengthy timeframe and avoids high-interest rates. This could have your creditors paid in no time!

Can pay, but won’t?

It is always advised that you should clear your debts if you can, as the result of not could lead to bad credit and serious debt. It is always best to double-check that you are liable for the debts in question.

However, if it ends up that you are liable to pay the debt then you must work out a payment plan, as refusal to pay could result in legal action and the creditors or EOS Solutions UK can take you to court.

How debt collection services could ruin your life

It is important to make sure you make repayments that work for you. Failure to make payments and late payments will result firstly in contact being made by the company handling the debt. Usually they will write, phone, or email first. More severe failure of payments may lead to legal action which is the last resort or bailiffs coming to your address.

Some debt collection companies will visit you at home, but not all. To find this information you can usually check the website of the service you choose. We would recommend checking this if it something you did not want. However, debt collectors can not just show up at your door but they are obliged to give you notice in advance before making a home call.

Ways to get debt advice

There are many ways for people to get debt advice. There are registered charities that give free debt advice. One of the best ways is to visit Citizens Advice Bureau this is a great option for people in need of free, impartial information on debt solutions.

There are also many hotlines services available and online debt tests you can take to help you in the right direction and give you the best advice. You have the option to manage your debt problems through whichever communication channel you prefer, online and via phone, email, or arrange a meeting in person.

If contacted by EOS Solutions UK they will also advise you on how best to pay back your debts, in a way that suits you best.

Alternative debt solutions

Dealing with debt through consolidation loans are a popular method when people are dealing with debt. However, it may not always be the best advice as in the long run it may be detrimental to your credit score. You also may not qualify for a debt consolidation loan and therefore will want to look at alternatives ways to manage your debts.

The best way to avoid debt is to manage your money well in the first place. This is often easier said than done. Everyone goes through sticky patches and we understand that debt is sometimes inevitable.

Below are some ways that you can avoid debt and some alternative ways to deal with your debt.

  • Budget – creating a budget for your spending is a great way to avoid debt in the first place, budgeting allows for you to plan how much you can afford in monthly re-payments if you need to repay debt.
  • Communicate with creditors – One of the most effective ways to manage your debt is to create and open constant dialogue with your creditors so that they are aware of your financial position or your repayment plans. Communication is key when it comes to dealing with your creditors.
  • Find a free credit coaching programme -Debt fee counselling sessions are a great way to get financial education and learn how to manage your current debt or manage better your money in future to avoid debt. Talking through your financial problems with someone is a great way to start resolving your debt issues.
  • Debt settlement – This is when a borrower settles their debts for less than the full amount owed to the creditor. This must be agreed by the creditor.

Before you commit to any one of these debt management methods it is best to way up the pros and cons and your own financial position. It is best never to through debt worries alone and always speak to a professional debt counsellor if you need guidance on the best solution for you.

Write off your debt

To write off your debt you must be unable to pay your debts. You should contact your creditor or the company dealing with the debt and request if they will write off the debt. This can be done via phone, email or in person.

It is most common to write a letter requesting your debt to be written off, you can find templates online to use for guidance in writing a letter.

Creditors will usually wipe your debt if they understand that they are very unlikely to get repayments from you. They also may write off your debt if they can see you do not own any assets that can be used to pay back said debt.

If you have any evidence that it is not in the interest of the creditor to keep chasing you for the debts then they may write off the debt. It is important to remember though that creditors will only write off debt is legitimate and usually only in serious cases.

If they do not agree to write off your debt then you can usually agree on a break in being contacted about said debt.

Make sure you do owe this company money

EOS Solutions UK are a debt collection agency, and therefore should to have clear evidence that you owe the what they say you do. The first step you should take when you receive a letter or phone call claiming that you owe debt is to check that you do actually owe the debt and it is not a mistake.

You can request debt verification in the form of a letter. This is a letter in which you ask for details about the debt and why the collector thinks you owe the debt. The best place to start is by asking who the original creditor is. Next, ask for supporting evidence in the form of documentation that confirms you owe the debt.

You may find that in some cases you do not actually owe the debt and therefore should contact EOS Solutions and let them know, if you fail to do this you may find you still end up receiving unwanted calls and letters.

Speak to a debt advisor and get help today

What are you waiting for? debt shouldn’t ruin your day. EOS Solutions UK aids the process of debt collection. We retrieve your debts on your behalf for the fairest solution for both debtor and creditor.

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