The Ultimate Guide to Court Enforcement Services Ltd

Have you been served with a court order and are unsure what to do?

Do you feel like you are overwhelmed dealing with court enforcement services agents?

This is where we come in.

Do Not Speak to Court Enforcement Services Ltd Until You Know About This

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We ensure that every client is treated fairly and offer them the best advice in every engagement.

Keep reading this ultimate guide to gain valuable knowledge of who Court Enforcement Services Ltd are and what they do.

Who Is Court Enforcement Services LTD?

Court enforcement services LTD comprises a team of legal industry experts such as solicitors and high court enforcement officers.

They focus on delivering a different approach to traditional providers and protecting a business brand reputation.

They are registered with the ICO (information commissioners’ office) and comply with the data protection legislation.

They aim to achieve the best possible outcome for their clients and always collect all debts owed.

Are They A Legitimate Company?

Court enforcement services are a very reliable and legitimate company; they pride themselves on their legal powers and strategies to help their clients.

Court enforcement services are registered with the information commissioner’s office that complies with the Data Protection Legislation.

Who Is Eligible To Use Court Enforcement Services?

Court enforcement services don’t just work for the court; they help out many other companies as well, such as:

  • Landlords
  • Any type of business
  • Utility companies
  • Local authorities and councils

They are not limited to who they can help since they aim to deliver the best service possible.

What Can Court Enforcement Services Do?

You must be aware of what Court Enforcement agents can do when they come to your door, so you are prepared for anything that may happen.

Court Enforcement Services can legally come to your home and request payment. They can also:

  • Remove possessions if the debt remains unpaid
  • Sell your possessions in auctions
  • Make you agree to a payment plan

Above is just a few things that Court Enforcement Services can legally do, but it is also important to know what they cannot do.

What Can Court Enforcement Services NOT Do?

Court Enforcement agents may have the legal right to enter your home. However, there are a few things that they cannot do when they are inside your home; these go as follows:

  • They cannot repossess any items or vehicles in other people’s names
  • They cannot take any necessary items for work, such as laptops, tools, and company cars.
  • They cannot take any items that are not yours, so anything included in your lease agreement, such as furniture.
  • They also cannot take any perishable items.

Knowing your rights is important, especially in these sorts of situations; if, after reading this, you feel an enforcement agent has done any of these things, you need to file a complaint against them.

Why Would I Need To Use Court Enforcement Service?

Court enforcement services are mainly used when an individual or company is issued a CCJ (county court judgement).

This happens when a debt has been unpaid for a significant time, and the courts feel like a CCJ is appropriate.

Court enforcement services agents will help and guide you in the right direction so your debt can be paid to suit your budget.

I Can’t Afford To Pay The CCJ. What Do I Do?

If you cannot afford to pay the CCJ, you essentially have two options which include:

  1. Negotiating a payment plan that is affordable for you and suits your monthly budget.
  2. Appeal to have the CCJ set aside or cancelled if you believe you do not owe any money for the debt you have been issued.

When you owe money, it can be very stressful, but when there are options for getting the debt paid off, it is easier to take the opportunity to pay off as much as possible.

What Happens If I Ignore A CCJ?

Ignoring a county court judgment will not make it go away; unpaid county court judgments stay on your credit file for six years.

This can greatly impact your credit score depending on your debt. High court enforcement services strongly advise you to pay the CCJ to prevent this from happening.

Can Court Enforcement Services Send Bailiffs To My House?

Once the CCJ has been issued, a high court enforcement officer can come to your home and take anything of value to pay off the debt.

Certificated enforcement agents have the power to do this, whereas bailiffs have no legal rights to enter your home.

Enforcement agents do not, however, have the right to forcefully enter your home if you don’t cooperate with them.

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Can Court Enforcement Services remove items from my home?

If you let Court Enforcement Services into your home, they have the legal power to remove items from your home, even if it is their first time visiting you.

This is if they think it is the best way to recover the equivalent of what is owed.

They are not allowed to take any items deemed essential such as mobility vehicles (blue badge), kitchen appliances, such as fridges or microwaves.

They also cannot take any items the debtor does not own, but they would need proof that they do not own that specific item.

Enforcement agents are also not allowed to take your pets or guide dogs.

If you have had an agent attempt to take your pets or essential items, you need to make sure that you contact the police or a bailiff helpline to report it, so it doesn’t happen to anyone else.

What Are My Next Steps?

After receiving a letter from Court Enforcement Services claiming that you owe money to someone, you can ask to request proof of the debt.

This will confirm and provide the evidence needed to prove the debt is yours and no one else’s.

Once the debt is proved to be yours, you must reply to all forms of communication at the compliance stage and aim to make your repayments as soon as possible.

However, if your debt is statute-barred, you legally can not be chased, so if the debt you have not been chased or paid in the past six years, you may not owe the money.

How Can I Make a Payment to Court Enforcement For My Debt Owed?

You can easily pay Court Enforcement by bank transfer, so you have proof that the debt has been paid on your bank statement.

Debtors can also pay with a range of methods such as;

  • Paying over the phone using a valid credit/debit card
  • Pay by cheque in the post or postal order to Court Enforcement Services  head office
  • You can also set up a standing order payment to take the money out on a certain date.

Any payments must include your full name, address, case reference or ID number.

If you would like more detailed step-by-step information on how to make a payment, visit the Court Enforcement Services website.

How To Make a Complaint About Court Enforcement Agency

If you would like to make a complaint about a High Court Enforcement Agent, you can either:

  • Email your complaint to – [email protected]
  • You can call them at – 0844 824 4575
  • Send a letter to their head office – Floor 9 Peninsular House, 30-36 Monument Street London EC3R 8LJ.

It is advised that you email them your complaint, so they have it in writing. However, the option to call is there if you feel an email would not be an efficient way to get your complaint across.

If you have emailed the agency and still haven’t heard anything, calling them would be the best method to raise the complaint again.

Court Enforcement Services Contact Details

If you would like to contact the court enforcement services, you can do so below:

  • Phone – 0343 504 1607
  • Court enforcement services address – Floor 9 Peninsular House, 30-36 Monument Street London EC3R 8LJ
  • Email for business and new clients – [email protected]
  • Email for debtors – [email protected]

It is important to get in touch and pay as quickly as possible to refrain from further action from the county court bailiffs or enforcement agents.

What if I can’t pay Court Enforcement Services?

Before you panic about being unable to pay, there are a range of debt solutions you can seek and debt charities that can provide the advice you need relating to your debt. Some of these include:

Debt relief order

A debt relief order can be put in place so that your creditors are not allowed to chase you about the debt for 12 months.

This is so you can use that time to save to pay the debt in full and not have the added stress and anxiety of having to pay anymore.

Debt management plan

If you find it challenging or almost impossible to pay off your debts, a debt management plan can be a very good option.

A debt management plan is a very good form of payment plan that can help you to pay off your debt at a rate you can afford, and this will also freeze interest rates, so you don’t have to worry about the added fee on top of the debt.

Bankruptcy

Declaring bankruptcy is an absolute last resort. Before you declare bankruptcy, you must ensure that you have tried every debt solution possible before considering filing for bankruptcy.

The best thing to do would be to speak to your financial advisor on the matter and see if they think it will benefit your financial decision.

FAQs

What Other Services Do Court Enforcement Services Provide?

Court enforcement services offer a wide range of services that can meet any needs. These include:

  • Commercial Rent Arrears Recovery
  • Residential Property Services & Eviction Services
  • Service Charge & Insurance Arrears Recovery
  • Trespasser And Squatter Removal

These are just a few of the many services they offer. If you want more information, visit their website.

Court Enforcement Fees

Court Enforcement fees are applied when the CCJ is issued the fee is £75 + VAT which with the VAT included is £90.

The High Court Enforcement officer will send the enforcement notice directly to the debtor. When you receive the notice, always check that the fees are correct and they are not trying to charge you more than the allocated fee.

Are there additional charges that Court Enforcement Services can attach to your debt?

Bailiffs can charge an extra fee for collecting your debt. They charge a fixed fee of £235 + 7.5% to visit your home if the debt is over £1500. This is called an enforcement fee.

They can also charge an additional £110 +7.5% (if the debt is over £1500) to take and sell your belongings; this is a sale fee.

What Is The Difference Between A Certificated Enforcement Agent And A Bailiff?

The main difference between an enforcement agent is sent to you by a county court judge, and a bailiff is usually employed privately by a debt collection agency. This means their powers are limited.

What an enforcement agent and a debt collection bailiff can and cannot do is quite different. For example, a county court bailiff can recover items that equate to the value of what is owed.

However, an enforcement agent cannot seize any lease or hire purchase assets.

A debt collection agency’s bailiff can only collect money for debts such as credit cards, loans and utilities, and they cannot seize any goods without the debtor’s permission.

Summary

If you are worried about your debts and need further advice, the court enforcement services team will help you and ensure you get the right service.

They are part of the credit services association, so you will not have to worry since you will be in safe hands and cannot get ripped off.

Understanding what help you can get with your CCJs is important since being issued a CCJ can be stressful enough without knowing how to deal with one.

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