The Ultimate Guide to Goodwillie & Corcoran

Have Goodwillie Corcoran enforcement agents contacted you? Are you unsure what to do or how to handle the situation?

Then keep reading, as this article will cover all there is to know about Goodwillie & Corcoran.

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You might feel stressed, anxious, and even depressed if you have unpaid debts.

You don’t have to let overhanging bills destroy your life, well-being, and relationships, you can take back control with just a little more help.

Our informative guide to Goodwillie Corcoran will help you understand your rights and find plausible debt solutions that will improve your financial circumstances.

Who are Goodwillie and Corcoran?

Goodwillie & Corcoran are a firm with years of experience in civil enforcement.

Formed in 1988, G&C are specialists in recovering debt, such as unpaid Local Government Revenues and commercial rents.

They are members of the Civil Enforcement Association (CIVEA) and are registered under the Data Protection Act.

Goodwillie and Corcoran have accredited ISO 9001:2008 and Health and Safety Standard OHSAS18001.

G&C takes a positive stance towards hiring disabled employees and has many staff members holding a blue disabled badge.

Keep reading to find G&C’s telephone number and additional contact details.

Are they a legitimate company?

Yes, Goodwillie Corcoran is a legitimate company registered with CIVEA.

You should take any correspondence with G&C seriously, as there may be serious consequences if you continuously ignore them and your unpaid debts, such as commercial rent arrears.

How do I get in contact with Goodwillie Corcoran?

If you wish to contact Goodwillie Corcoran to enquire, for more help, or to file a complaint, you can do so via the following methods:

  • Email – [email protected]
  • Phone – 020 8466 9111
  • Fax – 020 8466 9222
  • Post – Stamford House, 57 Liddon Road, Bromley, Kent, BR1 2SR.

Using any of the above methods, you can get in touch with Goodwillie Corcoran civil enforcement.

Why is Goodwillie Corcoran contacting me?

If Goodwillie and Corcoran have contacted you, you will likely hold some form of outstanding debt to them or another company.

Goodwillie and Corcoran chase debts for public and private sectors. The debts that they recover include:

  • Council tax
  • National non-domestic and business rates
  • Sundry debts
  • Commercial rent arrears
  • Forfeitures

So, if you have received a call, email, letter or have been visited by Goodwillie Corcoran bailiffs, then you likely hold outstanding debts.

If you don’t believe the debt belongs to you, you should request a Proof of Debt letter before paying any money to G&C.

Keep reading to find out what to do if you can’t afford to pay your Goodwillie and Corcoran debt.

What will happen if I ignore Goodwillie and Corcoran?

If you ignore Goodwillie and Corcoran, you will only make matters worse for yourself.

Opting to stick your head in the sand and ignore your amounting debts is a poor decision, as your debts will keep building whether you like it or not.

Previous debtors to Goodwillie Corcoran have stated how persistent their bailiff action is, so it would be wise to openly communicate your financial struggles to G&C immediately.

The more you ignore them, the more charges and fines will be added to your debt, and you could even face court action and proceedings.

So, it is important to try and meet your monthly payments to avoid bailiff fees and civil enforcement for debts, such as commercial rent arrears.

Get a Proof of Debt

While you should never ignore Goodwillie and Corcoran, this does not mean you should pay them straight away.

First, you need to obtain a Proof of Debt letter to confirm that the debt in question belongs to you.

There have been odd occasions where individuals have been made to pay off debts that weren’t theirs, so it is crucial to get evidence that the debt is yours.

If G&C cannot provide you with a Proof of Debt letter, then do not make any payments.

Check if the debt is statute-barred

If your debt has not been chased, or no payments have been made toward it within the past six years, it is deemed as statute-barred.

Statute-barred debts are written off and cannot legally be chased by your creditors.

Will Goodwillie Corcoran Collectors come to my house?

If you continue to miss payments towards your debt, there is a high likelihood that Goodwillie Corcoran bailiffs will visit your home address and press you to pay your loans.

You are not legally obligated to allow the bailiffs into your home. It is illegal for them to enter your property without your permission.

If you do not want to invite a bailiff into your premises, close and lock your door. You can ask them to leave your home and contact you via another preferred method, such as phone or email.

If the Goodwillie Corcoran bailiffs refuse to leave, you should call a bailiff helpline or the police.

For free impartial debt advice, contact a debt help charity; they can direct you toward a suitable debt solution.

What can Goodwillie and Corcoran bailiffs do?

When collecting debts, certain actions are permitted for bailiffs. These include:

  • Visiting your home address to try and recover unpaid debts.
  • Contacting you via letter, email, or phone at reasonable times.
  • Adding charges and interest to debts if no payments are made.
  • Sending high court enforcement agents to seize assets, though this is normally a last resort.
  • Filing for a County Court Judgement, or other orders, if a payment arrangement is not adhered to.

Bailiffs should conduct themselves appropriately and fairly; however, unfortunately, this isn’t always the case.

What can’t Goodwillie and Corcoran bailiffs do?

Goodwillie and Corcoran bailiffs are not permitted to take the following action as they try to reclaim assets:

  • Use confusing and unclear legal jargon to attempt to manipulate you.
  • Provide incorrect details regarding your debt.
  • Inform other individuals about details of your debt without your permission.
  • Threaten, harass, or intimidate you into paying.
  • Force entry on your property through a window or door.
  • Take belongings from private land that isn’t owned by the debtor.
  • Call you at work or unreasonable hours.
  • Reclaim a car displaying a blue disabled badge.

If the G&C bailiff acts in a way you believe to be unauthorised or unethical, then make sure to file a formal complaint, contact a bailiff helpline, or call the police.

Do you want to make a complaint against Goodwillie and Corcoran? Keep reading to find out how.

Can Goodwillie and Corcoran Limited break into my house?

G&C can only enter your premises if you invite them in or if they have a liability order from the court issuing a warrant.

Should they try and coerce entry, you should call the police, as they will be classified as an unauthorised trespasser.

What happens if I don’t pay Goodwillie and Corcoran?

If you refuse to meet your payment terms with Goodwillie & Corcoran, further action will be taken, including bailiff action and court action.

For example, you might be ordered to attend court to discuss your money troubles, and you could even be forced into bankruptcy.

Each time enforcement agents are sent to your home, you will be charged with enforcement fees, increasing the amount you owe even more.

Can Goodwillie and Corcoran remove items from my home?

If you allow an enforcement agent into your home from Goodwillie and Corcoran, they may be permitted to recover your assets as collateral.

First, they must have a controlled goods agreement to remove any of your belongings.

They can take luxury items like televisions, jewellery, and vehicles. However, they are not allowed to take essential items, like the following:

  • Blue Badge vehicles.
  • Fridges.
  • Microwaves.
  • Pets, including guide dogs.
  • Items that the debtor does not own.

If the bailiff’s action results in any of the items mentioned above is taken from you, then call the police or a helpline.

You can receive free debt help from various debt services that offer useful information and plausible debt solutions.

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Goodwillie and Corcoran enforcement fees

There are costs tied to every stage of enforcement from Goodwillie and Corcoran.

The costs include:

  • Compliance stage – At this stage, you will be required to pay a fixed fee of £75 for any communication.
  • Enforcement notice – Any enforcement action comes with a fixed fee of £235 and a 7.5% rate over anything above £1,500.
  • Sales of goods – The sale stage comes with a fixed fee of £110 and a 7.5% rate over anything above £1,500.

The majority of debt collection agencies charge similar costs for their services.

Are there any other additional charges that G&C can attach to your debt?

Yes, alongside collect costs and bailiff fees, there are additional charges you might have to face:

  • Fees for storage if your belongings are withheld.
  • Fees for locksmith costs.
  • Fees for any court action.
  • Fees for auctioneers costs for the sale of your assets.

To avoid paying more toward your creditors, set up an achievable payment plan and meet your monthly payments on time.

How can I make a payment to Goodwillie and Corcoran for my debt owed?

You can make a payment to Goodwillie and Corcoran using their PayOnline System via their website. Unfortunately, the PayOnline System is not available for mobile apps.

The PayOnline System is an online portal where debtors can repay outstanding credit to G&C by entering bank account details.

The platform is completely secure, but double-check there is the small padlock icon in the search bar before entering any private information.

Keep reading if you are looking for a debt solution to help you lower your monthly and overall debt payments.

How to make a complaint about a Goodwillie and Corcoran bailiff

If you would like to complain about your creditors or their bailiffs, you can file your complaint directly to Goodwillie and Corcoran UK.

You can raise your complaint via the following methods:

  • Phone them on 020 8466 9111.
  • Post a formal letter to 57 Liddon Road, Bromley, Kent, BR1 2SR.
  • Email them at [email protected].

If you are not impressed by how they handled your complaint, either by phone, email, or post, then you can escalate your complaint to the High Court Enforcement Officer’s Association, HCEOA.

You can contact the HCEOA to escalate your complaint via the following options:

How can I stop bailiffs from Goodwillie and Corcoran from taking control?

You can attempt to stop bailiffs by paying the money owed as soon as possible. Once the money has been paid, more often than not, the bailiff will go away.

Alternatively, you can try the following options:

Communicate with Goodwillie and Corcoran

If you are dealing with high stress trying to meet your initial agreement, you should message G&C directly, explaining your situation.

If you continue to try to avoid paying your debts, then the situation will only get worse and worse.

So, should you deal with high-stress levels, speak directly to G&C as they may allow you to revise your agreement.

Seek out debt solutions

You can use debt solutions to help you meet your monthly instalments.

For professional advice, speak with a debt charity about what bailiff services they can offer for free.

For example, many debt advisors can highlight possible debt solutions that could have benefits for your unique financial circumstances.

If a bailiff is causing your troubles or you are struggling to answer their demands, you can reach out to a free debt advice charity that may be able to answer phone calls from your bailiff on your behalf.

Debt charities can speak to your bailiff on the phone and ask to be involved in any communication to ensure the bailiff is conducting themselves correctly. At the same time, they carry out their enforcement action.

What if I can’t pay Goodwillie and Corcoran?

You can seek a suitable debt solution if you cannot make your instalments to Goodwillie and Corcoran UK.

Debt management plan

A debt management plan is a debt solution available in England that could help you pay off your stubborn loans.

A DMP is an informal arrangement that allows individuals struggling to meet their plan to freeze their interest rates and make lower, more affordable instalments.

Debt relief order

A DRO freezes any instalments for an entire year, which allows the debtor to save up money during the temporary hold.

A debt relief order is a debt solution that can greatly support debtors, as they essentially get a free year off from what they owe.

Bankruptcy

Bankruptcy is another debt solution to consider. However, this is typically a last resort in England and Wales.

Always seek our free advice from a financial advisor before trying to deal with a bankruptcy on your own.

For more debt solution help, speak with a helpline for quality advice on how to deal with amounting loans.

FAQs

What if the Goodwillie and Corcoran letter isn’t for me?

If you receive a letter from Goodwillie & Corcoran which doesn’t belong to you, then you should let G&C know.

They can then redirect the letter to the correct individual, and you will stop being chased by the bailiffs.

The bailiff has clamped my car, can I remove it?

No, you should never remove a clamp yourself. Under section 68.1 of Schedule 12 (TCEA 2007), removing the clamp or obstructing the bailiff is deemed a serious offence.

You could be fined or even sent to prison for justice if you try to prevent your vehicle from being clamped. Your prison term could be as long as 51 weeks!

Top advice, if you don’t want your car to be taken, park it indoors or on a friend’s driveway instead.

Summary

Owing funds to a creditor, such as Goodwillie and Corcoran, can be scary and confusing.

Always seek out free advice from a financial advisor who can help you get every penny of your loan paid.

You don’t have to end up in persistent debt, and you can avoid this by tackling your financial issues early on.

Many debt charities based in England will give out free advice to individuals struggling to meet their repayments.

You can pull yourself out of your overdraft with just a little guidance, advice, and support. So, if you are struggling with Goodwillie and Corcoran, don’t worry, you have options to consider.

Speak with a trusted advisor before confirming on a debt solution, as your circumstances may be unique.

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